| Community Associations |
 CAPsure is a versitile habitational insurance program for community associations. It offers "All-in" coverage and flexible loss settlement options, industry leading loss control, and outstanding claims satisfaction - so you can retain your clients for years to come. New! Wind Driven Rain Interior Damage Coverage Option!!
We provide solutions when you need a commercial insurance broker for: - Condominium Associations (including tax district) - Condominium Conversions - Homeowner Associations - Cooperatives - Seasonal Associations - Secondary Assocations - Rental Associations - Timeshares - Planned Unit Developements - Mixed condominium/office/mercantile & mercantile lessors or office lessors NEW: Deep discounts for smoke-free buildings! Please see the brochure (below) for an overview. We also have habitational insurance for apartments! |
| States: AR, AZ, CO, IA, IN, KY, MD, MI, MO, NY, OH, OR, PA, TN, UT, VA, WA, WI |
| Discuss a Risk Now! (No Producer Agreement needed to discuss a risk) |
| UNDERWRITING: (Other guildelines apply to our quality habitational programs, but these are the major knockouts) - Any year construction - 70% occupancy rate - No home associations where common property is not co-owned - Out of state owners need a management firm for maintenance - No above ground swimming pools - 100 AMP service per unit required, No Aluminum wiring (unless remediated), No fuses - No space heaters or alternative means of heating |
| Submitting a Condominium Association Application |